Philip Doos
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
· Welcome to my Page ! I’m Philip Doos, a loan officer dedicated to Help families achieve their dream of homeownership
· demystifying the mortgage process for you.
· providing tailored mortgage solutions across all loan types (FHA, VA, conventional and USDA) .
· Specialist skilled at helping buyers, investors, and real estate professionals secure competitive rates and terms.
· Subscribe for tips on home financing, market updates.
Phone: (925) 922-7741
NMLS#: 2379827
License: CA
Spoken Language: English, Arabic
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the US. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
9302+
1476+
Ready To Get Pre-Approved?
We're here to help you to get the best deal in the market
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Why Loan Factory?
Experience
Thousands of closed home loans since 1989.
Fast Approvals
Same Day or Within Hours of loan application.
Automated Loan Status
Client and Real Estate Agent Communication Portals.
Rate Tracker
Customized Real Time Rate Quotes.
Close On Time
Our "Whatever it Takes" Team Follow Up System.
Co-branded Marketing
Professional 5 year Email and Print Campaigns.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.