See The Difference.
Keep The Savings.
Real-Time Rate Comparisons: Us vs. The Big Banks
Transparency isn’t just a buzzword—it’s how we do business. As an independent mortgage broker, Doos Mortgage accesses wholesale rates that big retail banks simply can’t match.
We believe you deserve to see the data for yourself. Below, we track our daily rates against major national lenders for the exact same loan scenarios. No gimmicks, no teaser rates—just the raw numbers showing you how much you could save over the life of your loan by choosing a local wholesale expert.
Mortgage Rate Comparisons
Doos Mortgage vs. Wells Fargo
Doos Mortgage
(APR=5.413%)
Wells Fargo
(APR=6.036%)
Purchase price: $400,000. Loan amount: $320,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock
Doos Mortgage vs. Chase
Doos Mortgage
(APR=5.434%)
Chase
(APR=5.981%)
Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock
Doos Mortgage vs. Citibank
Doos Mortgage
(APR=5.785%)
Citibank
(APR=6.566%)
Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock
Doos Mortgage vs. Bank of America
Doos Mortgage
(APR=5.397%)
Bank of America
(APR=6.34%)
Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock
Doos Mortgage vs. Guaranteed Rate
Doos Mortgage
(APR=5.401%)
Guaranteed Rate
(APR=6.02%)
Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock
Doos Mortgage vs. Better.com
Doos Mortgage
(APR=5.375%)
Better.com
(APR=5.961%)
Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit: 760+. Single Family Residence. Primary Residence. 30-day lock
Ready to Lock Your Low Rate?
Rates change daily. If you like what you see above, let’s get you pre-approved and locked in before the market shifts.
Today's Mortgage Rates
Last updated: February 13, 2026 at 10:01 PM
| Loan Term | Interest Rate | APR | |
|---|---|---|---|
|
30-Yr Fixed Purchase
|
5.375% | 5.397% | Get Quote |
|
30-Yr Fixed Refinance
|
5.625% | 5.641% | Get Quote |
|
30-Yr Fixed FHA Purchase
|
5.125% | 5.688% | Get Quote |
|
30-Yr Fixed VA Purchase
|
5.250% | 5.371% | Get Quote |
|
15-Yr Fixed Purchase
|
5.000% | 5.000% | Get Quote |
|
15-Yr Fixed Refinance
|
5.250% | 5.296% | Get Quote |
|
10/6 ARM Purchase
|
5.750% | 5.776% | Get Quote |
|
7/6 ARM Purchase
|
5.625% | 5.640% | Get Quote |
Rate Assumptions
Loan amount $400,000 · Home value $670,000 · Credit score 759+ · Single · Owner-Occupied · ZIP 95122
Rates are subject to change without notice. Actual rates may vary based on credit score, loan amount, and other factors. Contact us for a personalized quote.